Are You Missing Out on £9,000? Use the DWP Pension Eligibility Checker Now!

Get Back Your £9,000 Pensions with the DWP Pension Tool

Loosing track of your pension savings can happen more easily than you think. Whether you’ve changed jobs multiple times, moved house, or simply forgotten about a pension scheme you contributed to years ago, you could be missing out on thousands of pounds in retirement savings. The government estimates that millions of people have lost pensions worth an average of £9,000 each.

Luckily the Department for Work and Pensions (DWP) Pension Tracing Service can help you get them back. This guide will show you how to check your eligibility, use the tool and get your lost pensions.

Lost Pensions Facts

Fact	Details
Average lost pension amount	£9,000
Total lost pensions in the UK	£26 billion
Main tool for tracing pensions	DWP Pension Tracing Service

Who is eligible?

Anyone with a past workplace or private pension in the UK

Alternative service coming soon

Pensions Dashboard (2026)

Loosing a pension doesn’t mean loosing it forever. The DWP Pension Tracing Service has a free, easy to use tool that can help you get back potentially thousands of pounds. With £26 billion of lost pensions in the UK, act now and it could make a big difference to your future financial security.

Why Do Pensions Get Lost?

Lost pensions are more common than you think. Here are the most common reasons:

• Job changes: You change jobs multiple times and leave behind small pension pots.
• Relocation: You move house without updating your pension providers and correspondence gets lost.
• Name changes: You changed your name due to marriage or other reasons and your pension records don’t match.
• Multiple pension schemes: Employers put you in different pension schemes making it hard to track them all.
• Company closures: A business shuts down and you lose track of your pension scheme.
• Lack of awareness: You’re automatically enrolled in pension schemes and forget about them over time.

How Big Is the Problem?

According to the Pensions Policy Institute the total value of lost pensions in the UK is £26.6 billion with over 2.8 million forgotten pension pots. So there’s a good chance you or someone you know is owed unclaimed funds.

How to Get Your Lost Pensions Back?

Step 1: Get Your Personal Details

Before using the DWP Pension Tracing Service make sure you have:

• Your full name (including any past names used in employment records).
• Your National Insurance number.
• Details of previous employers, including company names and approximate dates of employment.
• Information on any pension providers you remember contributing to the pension.
• Payslips or P60 forms that mention pension deductions.
• Bank statements showing pension contributions.

Step 2: Use the DWP Pension Tracing Tool

Go to the official DWP Pension Tracing Service: www.gov.uk/find-pension-contact-details

Enter as much information as you can about your past pensions.

The tool will give you contact details for your old pension providers.

Contact the pension provider to check your balance and reclaim funds.

Step 3: Contact Your Pension Provider

Once you have the contact details follow these steps:

• Call or email the pension provider and give them your details.
• Ask for a statement showing the balance and fund details.
• Discuss options for transferring or withdrawing your pension funds.
• Confirm if your pension is still active and accruing interest.
• Request an estimate of your projected pension value at retirement.

Step 4: Consolidate Your Pensions If you have multiple pensions, consider consolidating them into one pension plan. Here are some options:

• Private pension providers (Nest, Aviva, Scottish Widows)
• Self invested personal pensions (SIPPs)
• Employer pension schemes (if you’re still working)
• Pension transfer services which combine multiple small pots into one big retirement fund.

What About the Pensions Dashboard?

The UK government is building the Pensions Dashboard, a digital platform to see all your pensions in one place.

How Will the Pensions Dashboard Help?

Pension tracking: See all your pensions in one secure online space.
Live updates: Get up to date info on your savings.
Future planning tools: Use pension calculators to project your retirement income.

When Will It Be Available?

The Pensions Dashboard Program aims for full rollout by 2026. This will be a game changer, making it easier than ever to track and manage pensions.

Learn more: www.pensionsdashboardsprogramme.org.uk

FAQs About Recover Your Lost Pensions Worth £9,000 with the DWP Pension Tool

Q1: Is the DWP Pension Tracing Service free?
Yes! The Pension Tracing Service is free to use. Be wary of scams that charge for pension tracing.

Q2: How long does it take to recover a lost pension?
Time varies depending on how quickly your old pension provider responds, but usually a few weeks to a few months.

Q3: Can I use the service for someone else?
Yes, you can trace a pension for someone else, such as a relative or spouse, as long as you have their permission.

Q4: What if my pension provider no longer exists?
If a company has closed or merged, the Pension Tracing Service will still provide updated contact details for the scheme administrator.

Q5: Can I transfer my old pensions into one account?
Yes! Many people consolidate pensions to simplify their retirement savings.

Q6: What happens if I don’t claim my lost pension?
Your pension will remain invested and you can still claim it when you retire. But it’s best to trace it early to make sure it’s managed properly.

Q7: Can I claim someone’s pension after they pass away?
Yes, if you’re a legal beneficiary you can claim a deceased relative’s pension. You may need to provide proof of relation and a death certificate.